Updated: August 23, 2016
1. Our Commitment to Privacy.
2. Agreement to Policy.
By using or interacting with the Site or any Applications you consent to this Policy, including your consent to our use and disclosure of information about you in the manner described in this Policy.
3. The Information We Collect.
Information you Provide to Us. The only information we collect is information you enter on our Site, or that you give us in any other way. At our Site, you may be able to enter contests, vote in polls, express an opinion, subscribe to one of our services, or participate in an online forum. In order for you to access these services, we require you to provide us with certain information that personally identifies you (“Personal Information”). Personal Information may include the following categories of information: contact data (such as your name, mailing address, and email address); financial data (such as your account or credit card number); demographic data (such as your zip code, age, and income); usage data (such as information about your interests in and use of various products, programs, and services), and if you use our Application on your mobile device, we may collect your phone number and unique device id number. You can choose not to provide certain Personal Information, but then you may not be able to take advantage of many features, such as posting comments, uploading or sharing content, registering to use certain restricted areas of the Site, participating in online forums, entering or participating in promotions and contests, purchasing goods or accessing services, or receiving email alerts or newsletters.
Information Collected via Technology. We may collect various types of non-personally identifiable information when you visit the Site. When you visit a website, you automatically disclose certain information, such as your Internet Protocol (IP) address and the time of your visit. This Site, like many other sites, records this basic information about visits to our Site. We store this data in log files and use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the Site and to gather demographic information about our user base as a whole.
Information from Your Social Media Account. You may also be able to engage with our Site, through a social network or by connecting your member account with your social network account. In such event, you may permit us to access certain information from your social network profile (such as your name, email address, your friend list, photos, age, gender, location, birthday, social networking ID, current city, or the people/sites you follow). If you don’t want to allow a social network to share such information with us and other third parties, please review the privacy settings and instructions of the applicable social network before you connect your member account with your social network account.
When you provide information from your social media account, it may help enable us to do things like (1) give you exclusive content, (2) personalize your online experience with us within and outside our applications or websites, and (3) contact you through the social networking sites or directly by sending you the latest news, special offerings, and rewards. By providing such information, you consent to the use of this information in accordance with this Policy. When you provide personal information to us through our Site or on social networking sites, it may be publicly viewed by other members of these sites and we cannot prevent further use of the information by third parties.
Mobile Services. If you have downloaded any of our Applications, we may also collect non-personally identifiable information from your mobile device. This information is generally used to help us deliver the most relevant information to you. The information that may be collected is how you use the Application and the type of device you use.
Third Party Service Providers. We may use certain third party service providers to provide security, assist in financial transactions using your information, and other services used to protect or otherwise enhance the Site. These service providers may automatically collect certain information about your visits to the Website and the device you use to connect to our Services, in order to monitor security or otherwise enhance the Site or the Applications. This information may include, among other things, your IP address and your device’s unique device identifier.
If you would like more information about this practice and to know your choices about not having this information used by these companies, click here: http://www.aboutads.info/choices orhttps://www.networkadvertising.org/.
Referral Affiliates. We may enter into agreements with companies that refer users to our Site by way of hyperlinks made available on the referring party’s website. We may automatically collect certain information, such as [your IP address, referring website, and your IP address] via the Cookies and Pixel Tags that are provided to us in connection with your use of the referring party’s website. This Policy does not apply to, and we are not responsible for, Cookies or Pixel Tags provided by third party websites.
4. Interaction with Third Party Sites and Services.
5. How and When the Information is Used.
General Use. The information we collect is used for administering our business activities and to provide services to you. We use your financial data to verify your qualifications for certain products or services and to bill you for products and services. Occasionally, we may use the information to communicate with you about changes to our Site, new services, to fulfill a request by you for an online newsletter, or special offers. If you do not wish to receive information and promotional material from us you can email us at [email protected]
We use the non-personally identifiable information that we collect to improve the design and content of our Site, to deliver more relevant marketing messages and advertisements and to enable us to personalize your experience. We also may use this information to analyze usage of our Site, as well as to offer you products, programs, or services.
We will retain your information for as long as your account is active or as needed to provide you services.
Public Areas. The Site may feature groups, discussions, member profiles, comment areas, blogs, and similar areas where users can share information about themselves and their opinions, as well as post questions and content that may contain Personal Information (“Public Areas”). Other visitors to the Site may view information posted in Public Areas. Further, we may include all or a portion of the information posted in Public Areas in the newsletters described in this Policy. By using the Public Areas, you hereby acknowledge and agree that any information you share in a Public Area (including, without limitation, Personal Information) is available to the public. Information you post to a Public Area may be viewed, accessed, or collected by, or disclosed to, third parties and may be used by others in ways neither you nor we are able to control or predict, including, without limitation, to contact you for unauthorized purposes.
Member Areas. If you have access to certain areas of the Site because you are a Member (“Member Areas”), the Member Areas may contain groups, discussions, member profiles, comment areas, blogs and similar areas where Members can share information about themselves and their opinions, as well as post or share content. Personal Information or content you post or share through a Member Area may be viewed, accessed, or collected by, or disclosed to, other Members and may be used by other Members in ways neither you nor we are able to control or predict, including, without limitation, disclosure of your Personal Information or content to the public or to contact you for unauthorized purposes. We use the Personal Information you provide when registering to become a Member to send you publications, information about Member benefits and special offers, features included in the Member Areas and other information we believe is relevant and useful to our Members. By using the Member Areas, you hereby acknowledge and agree that any information you share in a Member Area (including, without limitation, Personal Information) is available to other Members and to us for use as provided herein.
Mobile Application. In addition, if you use our mobile Application, we may use information you provide to send text messages you sign up to receive. To stop receiving these messages, follow the instructions provided when you sign up for the service or within the text message. We may also send push notifications to your device and you may stop these notifications by turning off the notifications in the application or in the device. We will only share this information with our mapping provider for the sole purpose of providing you this service. You may opt-out of location based services at any time by editing the setting at the device level and we will retain this information long enough to provide you with the service you requested.
Marketing. We may use your name, screenname, username, photograph, voice, opinions, posts, and biographical information for advertising or promotional purposes without further payment, consideration, notice, or approval.
6. Who Has Access to the Information.
Third Party Service Providers. We may disclose Personal Information to third parties whose practices are not covered by this Policy (e.g., other marketers, websites, affiliates, publishers, retailers, participatory databases, and other profit and non-profit organizations) that want to market products or services to you. If we desire to share Personal Information with persons or entities not covered by this Policy, we will provide you with an opportunity to opt out or block such uses either at the point of submission of your Personal Information or prior to any such disclosure. We will share your Personal Information with third parties only in the ways that are described in this Policy or with your permission.
Corporate Restructuring. In addition, we may transfer Personal Information about you if we and/or the Site are acquired by, sold to, merged with or otherwise transferred to another entity.
Affiliates. We may also disclose your Personal Information to our affiliates, agents and contractors who are involved in assisting us with any of the above activities, but we will require them to protect this information in a manner that is consistent with this Policy and they are not authorized to use the information for any purpose other than to carry out the services they are performing for us.
Other Disclosures. Information about our users is important to us. However, we may disclose Personal Information if necessary to: (a) comply with a court order or other legal process; (b) protect our rights or property; or (c) enforce our Terms of Service.
7. Tracking Technologies.
Cookies. To enhance your online experience, we may use “Cookies” or similar technologies. Cookies are pieces of information that are transferred to your computer from a web server. Cookies do not contain Personal Information; however, once you choose to furnish a site with Personal Information, this information may be linked to the data stored in the Cookie. Most browsers are set up to accept Cookies, but you can change your settings to have your browser notify you when you receive a new Cookie or to refuse to accept Cookies.
Web Beacons. We may also use “Web Beacons” (also referred to as clear Gifs, Pixel Tags or Web bugs). Web Beacons are tiny graphic images, similar in function to Cookies, which are used to track online movements of web users. Unlike Cookies, which are stored on a computer’s hard drive or web browser, Web Beacons are embedded invisibly in web pages.
“Do Not Track” Policy. Wemay use collected information about your interactions with our Site and our products or services while you are logged in, and we only do so while you are logged in. Our notice is intended to make you aware that if and when you choose to sign in to your account, you understand that you are allowing us to collect. We do not track you across the internet, and we do not change or disable the DNT setting in your browser.